The Western Union Company (WU) Stock Analysis
Last updated Sep 8, 2026
Health Check
Last analyzed Sep 7, 2026
- Financial Health 65
- Profitability 30
- Business Quality 60
- Balance Sheet 55
- Cash Flow 45
Why this rating?
Health 53/100 — Acceptable
Entry timing is weak right now. Quality may be fine; the setup is not.
Company overview
The Western Union Company (WU) is a Credit Services company in the Financial Services sector. Compound Radar rates The Western Union Company 53/100 (Acceptable) due to solid business quality, manageable leverage, and attractive valuation.
Investment profile
- Quality Moderate
- Growth Soft
- Balance Sheet Adequate
- Valuation Attractive
Financial highlights
Valuation
- P/E 5.65
- Forward P/E 4.63
- EV/Revenue 1
Profitability
- Revenue Growth -1.3%
- Gross Margin 35.1%
- Operating Margin 13.0%
- Net Margin 9.8%
- ROE 44.0%
Financial strength
- Cash $919.80M
- Debt $2.70B
- Net Cash $-1.78B
- Free Cash Flow $392.90M
- Current Ratio 0.28
Similar companies
Peers in Credit Services, ranked by Financial Health.
Latest quoted price for the name. Helps anchor the setup in today’s market level.
Health Entry- Sezzle Inc. Credit Services SEZL$118.35 80 Health 80 / 100
Strong business quality across profitability, growth, balance sheet, and cash flow.
Good Entry Good EntryA usable setup — not as clean as Strong Entry, but timing is not mixed or weak.
- PayPal Holdings, Inc. Credit Services PYPL$53.18 69 Health 69 / 100
Solid fundamentals with some trade-offs across our health dimensions.
Wait WaitEntry timing is weak right now. Quality may be fine; the setup is not.
- American Express Company Credit Services AXP$326.10 68 Health 68 / 100
Solid fundamentals with some trade-offs across our health dimensions.
Watch WatchWorth tracking, but timing is mixed — not a clear setup yet.
- Capital One Financial Corporation Credit Services COF$213.96 68 Health 68 / 100
Solid fundamentals with some trade-offs across our health dimensions.
Watch WatchWorth tracking, but timing is mixed — not a clear setup yet.
- Visa Inc. Credit Services V$368.64 67 Health 67 / 100
Solid fundamentals with some trade-offs across our health dimensions.
Watch WatchWorth tracking, but timing is mixed — not a clear setup yet.
- Mastercard Incorporated Credit Services MA$570.89 67 Health 67 / 100
Solid fundamentals with some trade-offs across our health dimensions.
Watch WatchWorth tracking, but timing is mixed — not a clear setup yet.
- Upstart Holdings, Inc. Credit Services UPST$26.98 64 Health 64 / 100
Solid fundamentals with some trade-offs across our health dimensions.
Wait WaitEntry timing is weak right now. Quality may be fine; the setup is not.
- EZCORP, Inc. Credit Services EZPW$33.09 64 Health 64 / 100
Solid fundamentals with some trade-offs across our health dimensions.
Watch WatchWorth tracking, but timing is mixed — not a clear setup yet.
FAQ
How Compound Radar scores and tracks The Western Union Company (WU).