The Western Union Company (WU) Stock Analysis
Last updated Oct 27, 2026
Health Check
Last analyzed Oct 23, 2026
- Financial Health 65
- Profitability 30
- Business Quality 60
- Balance Sheet 55
- Cash Flow 45
Why this rating?
Health 53/100 — Acceptable
Entry timing is weak right now. Quality may be fine; the setup is not.
Company overview
The Western Union Company (WU) is a Credit Services company in the Financial Services sector. Compound Radar rates The Western Union Company 53/100 (Acceptable) due to solid business quality, manageable leverage, and attractive valuation.
Investment profile
- Quality Moderate
- Growth Soft
- Balance Sheet Adequate
- Valuation Attractive
Financial highlights
Valuation
- P/E 4.87
- Forward P/E 4
- EV/Revenue 0.92
Profitability
- Revenue Growth -1.3%
- Gross Margin 35.1%
- Operating Margin 13.0%
- Net Margin 9.8%
- ROE 44.0%
Financial strength
- Cash $919.80M
- Debt $2.70B
- Net Cash $-1.78B
- Free Cash Flow $392.90M
- Current Ratio 0.28
Similar companies
Peers in Credit Services, ranked by Financial Health.
Latest quoted price for the name. Helps anchor the setup in today’s market level.
Health Entry- Sezzle Inc. Credit Services SEZL$127.36 80 Health 80 / 100
Strong business quality across profitability, growth, balance sheet, and cash flow.
Good Entry Good EntryA usable setup — not as clean as Strong Entry, but timing is not mixed or weak.
- PayPal Holdings, Inc. Credit Services PYPL$56.09 69 Health 69 / 100
Solid fundamentals with some trade-offs across our health dimensions.
Wait WaitEntry timing is weak right now. Quality may be fine; the setup is not.
- American Express Company Credit Services AXP$312.91 68 Health 68 / 100
Solid fundamentals with some trade-offs across our health dimensions.
Watch WatchWorth tracking, but timing is mixed — not a clear setup yet.
- Visa Inc. Credit Services V$401.86 67 Health 67 / 100
Solid fundamentals with some trade-offs across our health dimensions.
Watch WatchWorth tracking, but timing is mixed — not a clear setup yet.
- Mastercard Incorporated Credit Services MA$609.85 67 Health 67 / 100
Solid fundamentals with some trade-offs across our health dimensions.
Good Entry Good EntryA usable setup — not as clean as Strong Entry, but timing is not mixed or weak.
- Affirm Holdings, Inc. Credit Services AFRM$72.68 65 Health 65 / 100
Solid fundamentals with some trade-offs across our health dimensions.
Watch WatchWorth tracking, but timing is mixed — not a clear setup yet.
- Upstart Holdings, Inc. Credit Services UPST$23.71 64 Health 64 / 100
Solid fundamentals with some trade-offs across our health dimensions.
Wait WaitEntry timing is weak right now. Quality may be fine; the setup is not.
- EZCORP, Inc. Credit Services EZPW$29.55 64 Health 64 / 100
Solid fundamentals with some trade-offs across our health dimensions.
Watch WatchWorth tracking, but timing is mixed — not a clear setup yet.
FAQ
How Compound Radar scores and tracks The Western Union Company (WU).