PayPal Holdings, Inc. (PYPL) Stock Analysis
Last updated Sep 8, 2026
Health Check
Last analyzed Sep 7, 2026
- Financial Health 65
- Profitability 75
- Business Quality 60
- Balance Sheet 65
- Cash Flow 80
Why this rating?
Health 69/100 — High Quality
Entry timing is weak right now. Quality may be fine; the setup is not.
Company overview
PayPal Holdings, Inc. (PYPL) is a Credit Services company in the Financial Services sector. Compound Radar rates PayPal Holdings, Inc. 69/100 (High Quality) due to solid business quality, steady revenue growth, and manageable leverage.
Investment profile
- Quality Moderate
- Growth Moderate
- Balance Sheet Adequate
- Valuation Attractive
Financial highlights
Valuation
- P/E 10.05
- Forward P/E 9.19
- PEG 0.91
- EV/Revenue 1.47
Profitability
- Revenue Growth 4.8%
- Gross Margin 40.5%
- Operating Margin 17.0%
- Net Margin 14.4%
- ROE 24.5%
Financial strength
- Cash $11.26B
- Debt $14.22B
- Net Cash $-2.96B
- Free Cash Flow $5.56B
- Current Ratio 1.29
Similar companies
Peers in Credit Services, ranked by Financial Health.
Latest quoted price for the name. Helps anchor the setup in today’s market level.
Health Entry- Sezzle Inc. Credit Services SEZL$118.35 80 Health 80 / 100
Strong business quality across profitability, growth, balance sheet, and cash flow.
Good Entry Good EntryA usable setup — not as clean as Strong Entry, but timing is not mixed or weak.
- American Express Company Credit Services AXP$326.10 68 Health 68 / 100
Solid fundamentals with some trade-offs across our health dimensions.
Watch WatchWorth tracking, but timing is mixed — not a clear setup yet.
- Capital One Financial Corporation Credit Services COF$213.96 68 Health 68 / 100
Solid fundamentals with some trade-offs across our health dimensions.
Watch WatchWorth tracking, but timing is mixed — not a clear setup yet.
- Visa Inc. Credit Services V$368.64 67 Health 67 / 100
Solid fundamentals with some trade-offs across our health dimensions.
Watch WatchWorth tracking, but timing is mixed — not a clear setup yet.
- Mastercard Incorporated Credit Services MA$570.89 67 Health 67 / 100
Solid fundamentals with some trade-offs across our health dimensions.
Watch WatchWorth tracking, but timing is mixed — not a clear setup yet.
- Upstart Holdings, Inc. Credit Services UPST$26.98 64 Health 64 / 100
Solid fundamentals with some trade-offs across our health dimensions.
Wait WaitEntry timing is weak right now. Quality may be fine; the setup is not.
- EZCORP, Inc. Credit Services EZPW$33.09 64 Health 64 / 100
Solid fundamentals with some trade-offs across our health dimensions.
Watch WatchWorth tracking, but timing is mixed — not a clear setup yet.
- OneMain Holdings, Inc. Credit Services OMF$63.31 61 Health 61 / 100
Solid fundamentals with some trade-offs across our health dimensions.
Watch WatchWorth tracking, but timing is mixed — not a clear setup yet.
FAQ
How Compound Radar scores and tracks PayPal Holdings, Inc. (PYPL).