LendingClub Corporation (LC) Stock Analysis
Last updated Aug 20, 2026
Published Opportunity
This stock was published as a Compound Radar opportunity on Oct 12, 2026. Performance is tracked publicly from the original signal.
Health Check
Last analyzed Sep 22, 2026
- Financial Health 50
- Profitability 80
- Business Quality 50
- Balance Sheet 65
- Cash Flow 58
Why this rating?
Health 59/100 — Acceptable
A usable setup — not as clean as Strong Entry, but timing is not mixed or weak.
Company overview
LendingClub Corporation (LC) is a Banks - Regional company in the Financial Services sector. Compound Radar rates LendingClub Corporation 59/100 (Acceptable) due to solid business quality, steady revenue growth, and manageable leverage.
Investment profile
- Quality Moderate
- Growth Moderate
- Balance Sheet Adequate
- Valuation Attractive
Financial highlights
Valuation
- P/E 12.81
- Forward P/E 8.35
- EV/Revenue 1.04
Profitability
- Revenue Growth 12.5%
- Gross Margin 38.8%
- Operating Margin 20.0%
- Net Margin 12.8%
- ROE 12.2%
Financial strength
- Cash $801.94M
- Debt $12.48M
- Net Cash $789.46M
- Free Cash Flow $285.40M
- Current Ratio 2.76
Similar companies
Peers in Banks - Regional, ranked by Financial Health.
Latest quoted price for the name. Helps anchor the setup in today’s market level.
Health Entry- Nu Holdings Ltd. Banks - Regional NU$12.59 73 Health 73 / 100
Strong business quality across profitability, growth, balance sheet, and cash flow.
Watch WatchWorth tracking, but timing is mixed — not a clear setup yet.
- Inter & Co, Inc. Banks - Regional INTR$4.68 69 Health 69 / 100
Solid fundamentals with some trade-offs across our health dimensions.
Wait WaitEntry timing is weak right now. Quality may be fine; the setup is not.
- East West Bancorp, Inc. Banks - Regional EWBC$131.77 68 Health 68 / 100
Solid fundamentals with some trade-offs across our health dimensions.
Watch WatchWorth tracking, but timing is mixed — not a clear setup yet.
- Prosperity Bancshares, Inc. Banks - Regional PB$69.74 67 Health 67 / 100
Solid fundamentals with some trade-offs across our health dimensions.
Good Entry Good EntryA usable setup — not as clean as Strong Entry, but timing is not mixed or weak.
- CVB Financial Corp. Banks - Regional CVBF$22.91 66 Health 66 / 100
Solid fundamentals with some trade-offs across our health dimensions.
Watch WatchWorth tracking, but timing is mixed — not a clear setup yet.
- Zions Bancorporation, National Association Banks - Regional ZION$65.93 65 Health 65 / 100
Solid fundamentals with some trade-offs across our health dimensions.
Wait WaitEntry timing is weak right now. Quality may be fine; the setup is not.
- Banc of California, Inc. Banks - Regional BANC$17.99 65 Health 65 / 100
Solid fundamentals with some trade-offs across our health dimensions.
Wait WaitEntry timing is weak right now. Quality may be fine; the setup is not.
- Provident Financial Services, Inc. Banks - Regional PFS$23.22 64 Health 64 / 100
Solid fundamentals with some trade-offs across our health dimensions.
Wait WaitEntry timing is weak right now. Quality may be fine; the setup is not.
FAQ
How Compound Radar scores and tracks LendingClub Corporation (LC).