SLM Corporation (SLM) Stock Analysis
Last updated Oct 27, 2026
Health Check
Last analyzed Oct 23, 2026
- Financial Health 50
- Profitability 60
- Business Quality 50
- Balance Sheet 50
- Cash Flow 60
Why this rating?
Health 54/100 — Acceptable
Entry timing is weak right now. Quality may be fine; the setup is not.
Company overview
SLM Corporation (SLM) is a Credit Services company in the Financial Services sector. Compound Radar rates SLM Corporation 54/100 (Acceptable) due to solid business quality and attractive valuation.
Investment profile
- Quality Moderate
- Growth Soft
- Balance Sheet Unknown
- Valuation Attractive
Financial highlights
Valuation
- P/E 6.73
- Forward P/E 6.16
- PEG 0.51
- EV/Revenue 5.44
Profitability
- Revenue Growth -55.8%
- Operating Margin -36.4%
- Net Margin 38.3%
- ROE 24.7%
Financial strength
- Cash $2.21B
- Debt $6.43B
- Net Cash $-4.23B
- Free Cash Flow $-398.58M
- Current Ratio 1.23
Similar companies
Peers in Credit Services, ranked by Financial Health.
Latest quoted price for the name. Helps anchor the setup in today’s market level.
Health Entry- Sezzle Inc. Credit Services SEZL$127.36 80 Health 80 / 100
Strong business quality across profitability, growth, balance sheet, and cash flow.
Good Entry Good EntryA usable setup — not as clean as Strong Entry, but timing is not mixed or weak.
- PayPal Holdings, Inc. Credit Services PYPL$56.09 69 Health 69 / 100
Solid fundamentals with some trade-offs across our health dimensions.
Wait WaitEntry timing is weak right now. Quality may be fine; the setup is not.
- American Express Company Credit Services AXP$312.91 68 Health 68 / 100
Solid fundamentals with some trade-offs across our health dimensions.
Watch WatchWorth tracking, but timing is mixed — not a clear setup yet.
- Visa Inc. Credit Services V$401.86 67 Health 67 / 100
Solid fundamentals with some trade-offs across our health dimensions.
Watch WatchWorth tracking, but timing is mixed — not a clear setup yet.
- Mastercard Incorporated Credit Services MA$609.85 67 Health 67 / 100
Solid fundamentals with some trade-offs across our health dimensions.
Good Entry Good EntryA usable setup — not as clean as Strong Entry, but timing is not mixed or weak.
- Affirm Holdings, Inc. Credit Services AFRM$72.68 65 Health 65 / 100
Solid fundamentals with some trade-offs across our health dimensions.
Watch WatchWorth tracking, but timing is mixed — not a clear setup yet.
- Upstart Holdings, Inc. Credit Services UPST$23.71 64 Health 64 / 100
Solid fundamentals with some trade-offs across our health dimensions.
Wait WaitEntry timing is weak right now. Quality may be fine; the setup is not.
- EZCORP, Inc. Credit Services EZPW$29.55 64 Health 64 / 100
Solid fundamentals with some trade-offs across our health dimensions.
Watch WatchWorth tracking, but timing is mixed — not a clear setup yet.
FAQ
How Compound Radar scores and tracks SLM Corporation (SLM).