OneMain Holdings, Inc. (OMF) Stock Analysis
Last updated Oct 27, 2026
Published Opportunity
This stock was published as a Compound Radar opportunity on Jul 15, 2026. Performance is tracked publicly from the original signal.
Health Check
Last analyzed Oct 23, 2026
- Financial Health 50
- Profitability 60
- Business Quality 65
- Balance Sheet 50
- Cash Flow 70
Why this rating?
Health 61/100 — Good Quality
Entry timing is weak right now. Quality may be fine; the setup is not.
Company overview
OneMain Holdings, Inc. (OMF) is a Credit Services company in the Financial Services sector. Compound Radar rates OneMain Holdings, Inc. 61/100 (Good Quality) due to solid business quality and attractive valuation.
Investment profile
- Quality Moderate
- Growth Soft
- Balance Sheet Unknown
- Valuation Attractive
Financial highlights
Valuation
- P/E 8.57
- Forward P/E 6.71
- PEG 0.75
- EV/Revenue 9.5
Profitability
- Revenue Growth -2.7%
- Gross Margin 93.7%
- Operating Margin 28.6%
- Net Margin 25.9%
- ROE 23.3%
Financial strength
- Cash $567.00M
- Debt $22.77B
- Net Cash $-22.20B
- Free Cash Flow $3.13B
Similar companies
Peers in Credit Services, ranked by Financial Health.
Latest quoted price for the name. Helps anchor the setup in today’s market level.
Health Entry- Sezzle Inc. Credit Services SEZL$127.36 80 Health 80 / 100
Strong business quality across profitability, growth, balance sheet, and cash flow.
Good Entry Good EntryA usable setup — not as clean as Strong Entry, but timing is not mixed or weak.
- PayPal Holdings, Inc. Credit Services PYPL$56.09 69 Health 69 / 100
Solid fundamentals with some trade-offs across our health dimensions.
Wait WaitEntry timing is weak right now. Quality may be fine; the setup is not.
- American Express Company Credit Services AXP$312.91 68 Health 68 / 100
Solid fundamentals with some trade-offs across our health dimensions.
Watch WatchWorth tracking, but timing is mixed — not a clear setup yet.
- Visa Inc. Credit Services V$401.86 67 Health 67 / 100
Solid fundamentals with some trade-offs across our health dimensions.
Watch WatchWorth tracking, but timing is mixed — not a clear setup yet.
- Mastercard Incorporated Credit Services MA$609.85 67 Health 67 / 100
Solid fundamentals with some trade-offs across our health dimensions.
Good Entry Good EntryA usable setup — not as clean as Strong Entry, but timing is not mixed or weak.
- Affirm Holdings, Inc. Credit Services AFRM$72.68 65 Health 65 / 100
Solid fundamentals with some trade-offs across our health dimensions.
Watch WatchWorth tracking, but timing is mixed — not a clear setup yet.
- Upstart Holdings, Inc. Credit Services UPST$23.71 64 Health 64 / 100
Solid fundamentals with some trade-offs across our health dimensions.
Wait WaitEntry timing is weak right now. Quality may be fine; the setup is not.
- EZCORP, Inc. Credit Services EZPW$29.55 64 Health 64 / 100
Solid fundamentals with some trade-offs across our health dimensions.
Watch WatchWorth tracking, but timing is mixed — not a clear setup yet.
FAQ
How Compound Radar scores and tracks OneMain Holdings, Inc. (OMF).