nCino, Inc. (NCNO) Stock Analysis
Last updated Sep 8, 2026
Health Check
Last analyzed Sep 7, 2026
- Financial Health 5
- Profitability 65
- Business Quality 75
- Balance Sheet 40
- Cash Flow 80
Why this rating?
Health 45/100 — Speculative
Entry timing is weak right now. Quality may be fine; the setup is not.
Company overview
nCino, Inc. (NCNO) is a Software - Application company in the Technology sector. Compound Radar rates nCino, Inc. 45/100 (Speculative) due to high business quality, steady revenue growth, and elevated leverage.
Investment profile
- Quality High
- Growth Moderate
- Balance Sheet Stretched
- Valuation Attractive
Financial highlights
Valuation
- P/E 71.42
- Forward P/E 13.99
- EV/Revenue 4.36
Profitability
- Revenue Growth 8.2%
- Gross Margin 62.2%
- Operating Margin 8.5%
- Net Margin 5.4%
- ROE 3.9%
Financial strength
- Cash $83.29M
- Debt $338.63M
- Net Cash $-255.34M
- Free Cash Flow $82.56M
- Current Ratio 0.85
Similar companies
Peers in Software - Application, ranked by Financial Health.
Latest quoted price for the name. Helps anchor the setup in today’s market level.
Health Entry- Adobe Inc. Software - Application ADBE$257.26 85 Health 85 / 100
Strong business quality across profitability, growth, balance sheet, and cash flow.
Wait WaitEntry timing is weak right now. Quality may be fine; the setup is not.
- Cadence Design Systems, Inc. Software - Application CDNS$284.11 82 Health 82 / 100
Strong business quality across profitability, growth, balance sheet, and cash flow.
Good Entry Good EntryA usable setup — not as clean as Strong Entry, but timing is not mixed or weak.
- Shopify Inc. Software - Application SHOP$134.10 81 Health 81 / 100
Strong business quality across profitability, growth, balance sheet, and cash flow.
Watch WatchWorth tracking, but timing is mixed — not a clear setup yet.
- Clear Secure, Inc. Software - Application YOU$43.60 81 Health 81 / 100
Strong business quality across profitability, growth, balance sheet, and cash flow.
Good Entry Good EntryA usable setup — not as clean as Strong Entry, but timing is not mixed or weak.
- Grindr Inc. Software - Application GRND$15.46 81 Health 81 / 100
Strong business quality across profitability, growth, balance sheet, and cash flow.
Watch WatchWorth tracking, but timing is mixed — not a clear setup yet.
- Autodesk, Inc. Software - Application ADSK$212.21 80 Health 80 / 100
Strong business quality across profitability, growth, balance sheet, and cash flow.
Wait WaitEntry timing is weak right now. Quality may be fine; the setup is not.
- Chime Financial, Inc. Software - Application CHYM$32.31 80 Health 80 / 100
Strong business quality across profitability, growth, balance sheet, and cash flow.
Wait WaitEntry timing is weak right now. Quality may be fine; the setup is not.
- Duolingo, Inc. Software - Application DUOL$146.39 78 Health 78 / 100
Strong business quality across profitability, growth, balance sheet, and cash flow.
Wait WaitEntry timing is weak right now. Quality may be fine; the setup is not.
FAQ
How Compound Radar scores and tracks nCino, Inc. (NCNO).