Compound Radar

Chime Financial, Inc. (CHYM) Stock Analysis

Price $28.55
Market cap $10.81B
Next earnings Nov 4, 2026
Entry status Good Entry

Last updated Oct 27, 2026

Health Check

Last analyzed Oct 23, 2026

80
80/100 Elite Quality
  • Financial Health 70
  • Profitability 100
  • Business Quality 75
  • Balance Sheet 65
  • Cash Flow 80

Why this rating?

Health 80/100 — Elite Quality

Strongest Profitability 100/100
Softest Balance Sheet 65/100
Good Entry

A usable setup — not as clean as Strong Entry, but timing is not mixed or weak.

Company overview

Chime Financial, Inc. (CHYM) is a Software - Application company in the Technology sector. Compound Radar rates Chime Financial, Inc. 80/100 (Elite Quality) due to high business quality, strong revenue growth, and manageable leverage.

Investment profile

  • Quality High
  • Growth Strong
  • Balance Sheet Adequate
  • Valuation Attractive

Financial highlights

Valuation

  • P/E 32.44
  • Forward P/E 17.73
  • EV/Revenue 4

Profitability

  • Revenue Growth 26.8%
  • Gross Margin 88.7%
  • Operating Margin 18.6%
  • Net Margin -0.7%
  • ROE -1.3%

Financial strength

  • Cash $1.16B
  • Debt $180.88M
  • Net Cash $979.94M
  • Free Cash Flow $24.06M
  • Current Ratio 4.62

Similar companies

Peers in Software - Application, ranked by Financial Health.

Company Ticker
Price Current price

Latest quoted price for the name. Helps anchor the setup in today’s market level.

Health Entry

View all in Software - Application →

FAQ

How Compound Radar scores and tracks Chime Financial, Inc. (CHYM).

View Methodology & FAQ →