XP Inc. (XP) Stock Analysis
Last updated Sep 8, 2026
Health Check
Last analyzed Sep 7, 2026
- Financial Health 30
- Profitability 100
- Business Quality 75
- Balance Sheet 55
- Cash Flow 70
Why this rating?
Health 45/100 — Speculative
Entry timing is weak right now. Quality may be fine; the setup is not.
Company overview
XP Inc. (XP) is a Capital Markets company in the Financial Services sector. Compound Radar rates XP Inc. 45/100 (Speculative) due to high business quality, steady revenue growth, and elevated leverage.
Investment profile
- Quality High
- Growth Moderate
- Balance Sheet Stretched
- Valuation Attractive
Financial highlights
Valuation
- P/E 10.05
- Forward P/E 1.64
- EV/Revenue -6.32
Profitability
- Revenue Growth 10.6%
- Gross Margin 69.2%
- Operating Margin 31.2%
- Net Margin 28.5%
- ROE 22.6%
Financial strength
- Cash $287.43B
- Debt $159.54B
- Net Cash $127.88B
- Free Cash Flow $11.56B
- Current Ratio 1.49
Similar companies
Peers in Capital Markets, ranked by Financial Health.
Latest quoted price for the name. Helps anchor the setup in today’s market level.
Health Entry- Interactive Brokers Group, Inc. Capital Markets IBKR$90.97 79 Health 79 / 100
Strong business quality across profitability, growth, balance sheet, and cash flow.
Watch WatchWorth tracking, but timing is mixed — not a clear setup yet.
- Robinhood Markets, Inc. Capital Markets HOOD$117.34 79 Health 79 / 100
Strong business quality across profitability, growth, balance sheet, and cash flow.
Watch WatchWorth tracking, but timing is mixed — not a clear setup yet.
- Miami International Holdings, Inc. Capital Markets MIAX$43.46 77 Health 77 / 100
Strong business quality across profitability, growth, balance sheet, and cash flow.
Wait WaitEntry timing is weak right now. Quality may be fine; the setup is not.
- The Charles Schwab Corporation Capital Markets SCHW$106.87 74 Health 74 / 100
Strong business quality across profitability, growth, balance sheet, and cash flow.
Wait WaitEntry timing is weak right now. Quality may be fine; the setup is not.
- Moelis & Company Capital Markets MC$68.77 74 Health 74 / 100
Strong business quality across profitability, growth, balance sheet, and cash flow.
Watch WatchWorth tracking, but timing is mixed — not a clear setup yet.
- Tradeweb Markets Inc. Capital Markets TW$103.00 73 Health 73 / 100
Strong business quality across profitability, growth, balance sheet, and cash flow.
Wait WaitEntry timing is weak right now. Quality may be fine; the setup is not.
- Figure Technology Solutions, Inc. Capital Markets FIGR$38.26 73 Health 73 / 100
Strong business quality across profitability, growth, balance sheet, and cash flow.
Wait WaitEntry timing is weak right now. Quality may be fine; the setup is not.
- eToro Group Ltd. Capital Markets ETOR$30.89 73 Health 73 / 100
Strong business quality across profitability, growth, balance sheet, and cash flow.
Wait WaitEntry timing is weak right now. Quality may be fine; the setup is not.
FAQ
How Compound Radar scores and tracks XP Inc. (XP).