Unum Group (UNM) Stock Analysis
Last updated Sep 8, 2026
Health Check
Last analyzed Sep 7, 2026
- Financial Health 30
- Profitability 55
- Business Quality 50
- Balance Sheet 60
- Cash Flow 60
Why this rating?
Health 47/100 — Speculative
Worth tracking, but timing is mixed — not a clear setup yet.
Company overview
Unum Group (UNM) is a Insurance - Life company in the Financial Services sector. Compound Radar rates Unum Group 47/100 (Speculative) due to solid business quality, steady revenue growth, and elevated leverage.
Investment profile
- Quality Moderate
- Growth Moderate
- Balance Sheet Stretched
- Valuation Attractive
Financial highlights
Valuation
- P/E 21.83
- Forward P/E 9.95
- PEG 1.03
- EV/Revenue 1.28
Profitability
- Revenue Growth 0.3%
- Gross Margin 29.3%
- Operating Margin 11.4%
- Net Margin 5.3%
- ROE 6.4%
Financial strength
- Cash $2.07B
- Debt $3.99B
- Net Cash $-1.91B
- Free Cash Flow $555.40M
- Current Ratio 17.26
Similar companies
Peers in Insurance - Life, ranked by Financial Health.
Latest quoted price for the name. Helps anchor the setup in today’s market level.
Health Entry- Aflac Incorporated Insurance - Life AFL$115.16 76 Health 76 / 100
Strong business quality across profitability, growth, balance sheet, and cash flow.
Watch WatchWorth tracking, but timing is mixed — not a clear setup yet.
- Brighthouse Financial, Inc. Insurance - Life BHF$52.24 68 Health 68 / 100
Solid fundamentals with some trade-offs across our health dimensions.
Wait WaitEntry timing is weak right now. Quality may be fine; the setup is not.
- Lincoln National Corporation Insurance - Life LNC$43.32 64 Health 64 / 100
Solid fundamentals with some trade-offs across our health dimensions.
Wait WaitEntry timing is weak right now. Quality may be fine; the setup is not.
- MetLife, Inc. Insurance - Life MET$95.50 62 Health 62 / 100
Solid fundamentals with some trade-offs across our health dimensions.
Watch WatchWorth tracking, but timing is mixed — not a clear setup yet.
- Prudential Financial, Inc. Insurance - Life PRU$119.38 59 Health 59 / 100
Solid fundamentals with some trade-offs across our health dimensions.
Watch WatchWorth tracking, but timing is mixed — not a clear setup yet.
FAQ
How Compound Radar scores and tracks Unum Group (UNM).