NMI Holdings, Inc. (NMIH) Stock Analysis
Last updated Oct 27, 2026
Health Check
Last analyzed Oct 26, 2026
- Financial Health 80
- Profitability 90
- Business Quality 65
- Balance Sheet 75
- Cash Flow 73
Why this rating?
Health 78/100 — Elite Quality
Entry timing is weak right now. Quality may be fine; the setup is not.
Company overview
NMI Holdings, Inc. (NMIH) is a Insurance - Specialty company in the Financial Services sector. Compound Radar rates NMI Holdings, Inc. 78/100 (Elite Quality) due to solid business quality, steady revenue growth, and a healthy balance sheet.
Investment profile
- Quality Moderate
- Growth Moderate
- Balance Sheet Healthy
- Valuation Attractive
Financial highlights
Valuation
- P/E 8.38
- Forward P/E 7.76
- EV/Revenue 4.77
Profitability
- Revenue Growth 8.1%
- Gross Margin 76.4%
- Operating Margin 76.7%
- Net Margin 54.1%
- ROE 15.4%
Financial strength
- Cash $161.26M
- Debt $426.15M
- Net Cash $-264.88M
- Free Cash Flow $412.52M
- Current Ratio 2.03
Similar companies
Peers in Insurance - Specialty, ranked by Financial Health.
Latest quoted price for the name. Helps anchor the setup in today’s market level.
Health Entry- Essent Group Ltd. Insurance - Specialty ESNT$66.31 73 Health 73 / 100
Strong business quality across profitability, growth, balance sheet, and cash flow.
Wait WaitEntry timing is weak right now. Quality may be fine; the setup is not.
- MGIC Investment Corporation Insurance - Specialty MTG$28.66 70 Health 70 / 100
Strong business quality across profitability, growth, balance sheet, and cash flow.
Strong Entry Strong EntryTiming looks favorable across trend, momentum, valuation, support, and catalysts.
- Radian Group Inc. Insurance - Specialty RDN$35.70 67 Health 67 / 100
Solid fundamentals with some trade-offs across our health dimensions.
Strong Entry Strong EntryTiming looks favorable across trend, momentum, valuation, support, and catalysts.
- Fidelity National Financial, Inc. Insurance - Specialty FNF$39.45 64 Health 64 / 100
Solid fundamentals with some trade-offs across our health dimensions.
Wait WaitEntry timing is weak right now. Quality may be fine; the setup is not.
- First American Financial Corporation Insurance - Specialty FAF$64.39 43 Health 43 / 100
Weaker fundamentals relative to higher-quality names in the universe.
Wait WaitEntry timing is weak right now. Quality may be fine; the setup is not.
FAQ
How Compound Radar scores and tracks NMI Holdings, Inc. (NMIH).