Lemonade, Inc. (LMND) Stock Analysis
Last updated Sep 8, 2026
Health Check
Last analyzed Sep 7, 2026
- Financial Health 50
- Profitability 50
- Business Quality 65
- Balance Sheet 45
- Cash Flow 60
Why this rating?
Health 54/100 — Acceptable
Worth tracking, but timing is mixed — not a clear setup yet.
Company overview
Lemonade, Inc. (LMND) is a Insurance - Property & Casualty company in the Financial Services sector. Compound Radar rates Lemonade, Inc. 54/100 (Acceptable) due to solid business quality, strong revenue growth, and elevated leverage.
Investment profile
- Quality Moderate
- Growth Strong
- Balance Sheet Stretched
Financial highlights
Valuation
- Forward P/E -58.1
- EV/Revenue 4.09
Profitability
- Revenue Growth 79.4%
- Gross Margin 51.7%
- Operating Margin -11.8%
- Net Margin -14.2%
- ROE -27.0%
Financial strength
- Cash $376.80M
- Debt $226.40M
- Net Cash $150.40M
- Free Cash Flow $-25.90M
- Current Ratio 1.19
Similar companies
Peers in Insurance - Property & Casualty, ranked by Financial Health.
Latest quoted price for the name. Helps anchor the setup in today’s market level.
Health Entry- Slide Insurance Holdings, Inc. Insurance - Property & Casualty SLDE$24.46 79 Health 79 / 100
Strong business quality across profitability, growth, balance sheet, and cash flow.
Wait WaitEntry timing is weak right now. Quality may be fine; the setup is not.
- The Allstate Corporation Insurance - Property & Casualty ALL$253.46 76 Health 76 / 100
Strong business quality across profitability, growth, balance sheet, and cash flow.
Wait WaitEntry timing is weak right now. Quality may be fine; the setup is not.
- Cincinnati Financial Corporation Insurance - Property & Casualty CINF$169.14 75 Health 75 / 100
Strong business quality across profitability, growth, balance sheet, and cash flow.
Good Entry Good EntryA usable setup — not as clean as Strong Entry, but timing is not mixed or weak.
- The Travelers Companies, Inc. Insurance - Property & Casualty TRV$365.66 74 Health 74 / 100
Strong business quality across profitability, growth, balance sheet, and cash flow.
Wait WaitEntry timing is weak right now. Quality may be fine; the setup is not.
- The Progressive Corporation Insurance - Property & Casualty PGR$214.90 71 Health 71 / 100
Strong business quality across profitability, growth, balance sheet, and cash flow.
Watch WatchWorth tracking, but timing is mixed — not a clear setup yet.
- Skyward Specialty Insurance Group, Inc. Insurance - Property & Casualty SKWD$56.53 71 Health 71 / 100
Strong business quality across profitability, growth, balance sheet, and cash flow.
Good Entry Good EntryA usable setup — not as clean as Strong Entry, but timing is not mixed or weak.
- W. R. Berkley Corporation Insurance - Property & Casualty WRB$69.77 70 Health 70 / 100
Strong business quality across profitability, growth, balance sheet, and cash flow.
Watch WatchWorth tracking, but timing is mixed — not a clear setup yet.
- Chubb Limited Insurance - Property & Casualty CB$336.64 62 Health 62 / 100
Solid fundamentals with some trade-offs across our health dimensions.
Watch WatchWorth tracking, but timing is mixed — not a clear setup yet.
FAQ
How Compound Radar scores and tracks Lemonade, Inc. (LMND).