Compound Radar

Horizon Bancorp, Inc. (HBNC) Stock Analysis

Price $20.85
Market cap $1.07B
Next earnings Jan 20, 2027
Entry status Watch $17.74–$18.84

Last updated Oct 27, 2026

Health Check

Last analyzed Oct 23, 2026

49
49/100 Speculative
  • Financial Health 35
  • Profitability 70
  • Business Quality 50
  • Balance Sheet 35
  • Cash Flow 60

Why this rating?

Health 49/100 — Speculative

Strongest Profitability 70/100
Softest Balance Sheet 35/100
Watch

Worth tracking, but timing is mixed — not a clear setup yet.

Company overview

Horizon Bancorp, Inc. (HBNC) is a Banks - Regional company in the Financial Services sector. Compound Radar rates Horizon Bancorp, Inc. 49/100 (Speculative) due to solid business quality, elevated leverage, and attractive valuation.

Investment profile

  • Quality Moderate
  • Balance Sheet Stretched
  • Valuation Attractive

Financial highlights

Valuation

  • Forward P/E 9.29
  • PEG 0.8
  • EV/Revenue 3.97

Profitability

  • Gross Margin 0.0%
  • Operating Margin 46.9%
  • Net Margin 35.9%
  • ROE 15.7%

Financial strength

  • Cash $214.28M
  • Debt $330.78M
  • Net Cash $-116.50M
  • Free Cash Flow $74.28M

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Latest quoted price for the name. Helps anchor the setup in today’s market level.

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FAQ

How Compound Radar scores and tracks Horizon Bancorp, Inc. (HBNC).

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